ACFS Launches New Interest Rate Reduction for Student Loan Holders
American Collegiate Financial Services (ACFS) is now offering a variety of interest reducing programs through their Federal consolidation loan program.
Student loan holders have the option of consolidating their Federal student loans upon graduating, leaving school or dropping below half-time enrollment.
Consolidating allows the borrower to obtain a fixed interest rate, lower monthly payments and take advantage of interest rate reduction programs.Interest rate reduction programs are incentives for automated and on-time payments.
The standard throughout the consolidation industry has been a 0.25% reduction for ACH, an automatically withdrawn payment from a checking or savings account and a 1.00% reduction for making 36 or 48 consecutive on-time payments.
"Unfortunately, borrowers planning to pay their loans off in a few years cannot fully benefit from the 1.00% reduction after 36 months because it takes at least three years to qualify," stated John Vis, President and CEO of ACFS.
Recognizing that student loan holders are individuals with unique financial needs, ACFS has launched a new incentive of a 0.75% reduction, awarded for 12 consecutive on-time payments.
The 0.75% reduction, along with the 0.25% reduction, is the most efficient interest rate reducing program available.
"This [0.75% reduction] allows borrowers to save on their interest and have flexible repayment terms.
We are confident that this new program is the best deal out there," stated Vis.
Eligibility may be determined by calling (800)818-5077 or by visiting www.OneStudentLoan.com.
About ACFSACFS is set to become the nation's leader in providing financial assistance to student loan borrowers.
Its purpose is to educate students and parents regarding student loan debt.
Since its inception in 2002, ACFS has assisted thousands of borrowers in the management and consolidation of over $1 billion in student loans.
ACFS makes higher education more affordable through an innovative loan product and superior customer service.
ACFS, based in St.
Petersburg, FL, offers the nation's best student loan advice at 800.818.5077.
For more information on ACFS, visit www.OneStudentLoan.com.For complete story or a sample copy contact:Janel Landise-mail protected from spam bots800.304.1473 ext. 1007.
California Home Loans
A home loan is a loan taken against your home or property. For every loan there is a rate of interest that might be variable or fixed. A variable rate of interest fluctuates according to market movements and inflation rates. When you take a home loan you need to pay back the loan amount as well as the accumulated interest on that amount through equated monthly installments. Home loans can be for a short term or long term.
The various types of home loans available in California are: home purchase loans, home refinance loans, home equity loans, second mortgages, debt consolidation loans, and bad credit loans. These loans serve different purposes and have variable time periods and rates of interest.
A home purchase loan helps the homebuyer pay for the property. There are thousands of home purchase lenders in California alone. With a lot of competition, lenders now offer 100% home loans.
This means that the homebuyer can borrow the full value of...
California Home Loans
Loans > California Home Loans
Harbor Credit Evaluates Leading Companies in Financial Industry – Gives Consumers the Upper Hand
San Diego, CA (ContentDesk) (ContentDesk) November 22, 2005 -- Harbor Credits (http://www.harborcredit.com) dedication to empowering the consumer with financial know-how is stretching even further, this time by delivering painstaking, unbiased reviews of the leading financial companies that offer automotive, mortgage, credit card, student loans, personal loan and credit report products and services. This facet of our website is centered on the very principals Harbor Credit was founded shifting the balance of power back to the consumer, said Rob Gaudio, CEO of Harbor Credit. Dealing with lending companies you know little about can be a dangerous venture; complicating and frustrating. The inside information we provide will ideally make interactions with lenders and other financial companies a much easier and rewarding experience. Harbor Credits reviews begin by rating every single company thoroughly, objectively, and impartially,...
Harbor Credit Evaluates Leading Companies in Financial Industry – Gives Consumers the Upper Hand
Loans > Harbor Credit Evaluates Leading Companies in Financial Industry – Gives Consumers the Upper Hand
Harbor Credit Evaluates Leading Companies in Financial Industry – Gives Consumers the Upper Hand
San Diego, CA (ContentDesk) (ContentDesk) November 22, 2005 -- Harbor Credits (http://www.harborcredit.com) dedication to empowering the consumer with financial know-how is stretching even further, this time by delivering painstaking, unbiased reviews of the leading financial companies that offer automotive, mortgage, credit card, student loans, personal loan and credit report products and services. This facet of our website is centered on the very principals Harbor Credit was founded shifting the balance of power back to the consumer, said Rob Gaudio, CEO of Harbor Credit. Dealing with lending companies you know little about can be a dangerous venture; complicating and frustrating. The inside information we provide will ideally make interactions with lenders and other financial companies a much easier and rewarding experience. Harbor Credits reviews begin by rating every single company thoroughly, objectively, and impartially,...
Harbor Credit Evaluates Leading Companies in Financial Industry – Gives Consumers the Upper Hand
Loans > Harbor Credit Evaluates Leading Companies in Financial Industry – Gives Consumers the Upper Hand
Loans UK Covering Every Need
Every person has a need of some sort but it is not necessary that everyone have the resources to meet those needs. Some may have the resources but the greater percentage of the population will not have the resources but this does not mean that the needs should not be realized.
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Loans UK Covering Every Need
Loans > Loans UK Covering Every Need
California Home Loans
A home loan is a loan taken against your home or property. For every loan there is a rate of interest that might be variable or fixed. A variable rate of interest fluctuates according to market movements and inflation rates. When you take a home loan you need to pay back the loan amount as well as the accumulated interest on that amount through equated monthly installments. Home loans can be for a short term or long term.
The various types of home loans available in California are: home purchase loans, home refinance loans, home equity loans, second mortgages, debt consolidation loans, and bad credit loans. These loans serve different purposes and have variable time periods and rates of interest.
A home purchase loan helps the homebuyer pay for the property. There are thousands of home purchase lenders in California alone. With a lot of competition, lenders now offer 100% home loans.
This means that the homebuyer can borrow the full value of...
California Home Loans
Loans > California Home Loans
Making Tenancy A Little Easy Fast Tenant Loan
In today's world the value of loan to people can never be truly emphasized. They surely are a great help to people who need them. The loans, as earlier said, are a great help to many people. But to people who are tenants they are more than a help, they are more like a benediction for them. Being a tenant involves making sacrifices, compromises with ourselves and the people we deal with.
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Loans > Making Tenancy A Little Easy Fast Tenant Loan